Dear Dave,Last year I got a divorce. I’m 32, a teacher and a single mom. I’m on Baby Step 2 right now, and I was wondering about life insurance. My son is only 2, and if something happened to me, he would go to his father. His dad is in good shape financially and responsible with money, so how much life insurance should I have?Christian Dear Christian,Well, you probably don’t need the full 10 to 12 times your income like I recommend for […] » Read More
Ramsey column: Evaluating insurance needs

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