Ramsey column: Do we still owe?

Dear Dave,Should you still pay debts that are in collections, even if they have been dropped from your credit report? The one in question is from 2011, and I assume it isn’t showing on the credit report anymore because it’s 9 years old.SamDear Sam,There are two good reasons to go back and deal with this debt. One, even if it’s off your credit report, you may still legally owe the money. Even if the statute of limitations has […]  » Read More